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All agents are NOT alike! Find out why we are top real estate experts. Call us: 915-584-5430.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! The most important reason to be pre approved is that it gives you alot of bargaining power.

You might have an idea of the loan payment you can afford, but will the mortgage company feel otherwise? It's always best to pre-approved for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home you can afford.

- How much cash you will need for the down payment and closing costs.

- The minimum down payment, and advantages of higher down payments.

- What the mortgage company feels you can afford for a monthly payment.

We help buyers get pre-approved for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top El Paso and Santa Teresa real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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Home Inspections >Serious Inspections

When you are involved in the process of buying a home, it is safe to assume that you will probably find one that you like, make an offer, and purchase it. There are many steps along the way, and more and more buyers in the market today want guarantees. Inspections by structural engineers and environmental specialists often turn up something wrong with the property you want to buy. Many sales have been halted or delayed because asbestos, lead, or radon was found on the property.

If a problem has been found with the property you want to buy, ask yourself two questions:
1) Can the problem be fixed?
2) If so, what will it cost to repair it?

Some of the following problems could keep you from purchasing a property, if:
1) the house rests on a fault line;
2) the water supply is contaminated;
3) there is a severe crack in the foundation;
4) the house is located under electro-magnetic power lines;
5) the house is contaminated with radon gas.

Enlist your real estate agent's help in identifying the existence of any of these problems prior to buying property.

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Q	What is the fastest-growing state in the U.S.?
A	Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Dan Olivas & Associates, REALTOR®, real estate agent and broker for El Paso, TX and Santa Teresa, NM, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Dan & Patti Olivas
Dan Olivas & Associates
240 Thunderbird, Suite D
El Paso, TX 79912
Office: 915-584-5430
Fax: 915-584-1971
Cell: 915-241-0087
dpolivas@swbell.net
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