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The real estate market in El Paso, Texas is very unique compared to the rest of the country. Luckily we are not in that bad of a market considering what the rest of the country is going through. Lenders are lending, interest rates are at an all time low, and in alot of cases, sellers are helping the buyers with concessions in order to sell their homes. The El Paso Association of Realtors posted that there were almost 200 more homes sold in November of 2009 and more than 150 for the December time frame. That is not bad for real estate in El Paso, TX. We are real estate professionals in our community and we are dedicated to provding you with the most up to date information possible. Becasue the real estate industry is becoming more sophisticated and changing almost every day, you need professionals who are keeping up with those changes and the team at Dan Olivas and Associates are here to help you. As professional real estate agents in El Paso, TX, your satisfaction is our #1 priority. Our years in the business have provided the experience to assist you in all of your real estate needs. If you are buying, selling, investing in El Paso and the surrounding areas of New Mexico we are here to help you. If you are a military person being transferred to Ft Bliss we are here to offer our services to you and more importantly to thank you from the bottom of our hearts for serving our great country. Our goal is to make your move as easy and as stress free as possible. Buying or selling should be fun and exciting and it is our job to make sure that it is.  --Dan Olivas & Associates |  | | | Sergio Lewis Body Shop - El Paso's Premier Body Shop | |
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
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